PROPRIETARY PROGRAMS

Handcrafted by Norman-Spencer

We put together comprehensive plans with our own hands that provide protection in the most crucial places, and with our team behind it, our plans can be counted on to deliver. Check out the proprietary programs we offer.

Concrete Pumpers

  • Unique Product Specifically for the Concrete Pumping Industry
  • Endorsed by the American Concrete Pumping Association
  • All Lines Written with Exclusive A.M. Best “A” Rated Carriers

Ready Mix

  • All Lines Written with Exclusive A.M. Best “A” Rated Carriers
  • Competitive Auto Pricing with Liability and Physical Damage Included in One Policy
  • Pollution Liability Available in All States Except NY

Real Estate E&O

  • Access to Admitted and Non-Admitted Carriers 
  • Single Source for Professional Liability

Hired & Non-Owned Auto
 

  • Quick Quote Turnaround – We have U/W & Binding Authority
  • Low Minimum Premiums
  • Stable and Consistent Underwriting and Pricing for over 15 years

Contractors
 

  • Trade Contractors 
Program
    • Admitted & Non-Admitted Carriers to Place the Hardest to Write Construction Classes
    • Place the Hardest to Write Construction Classes

Contractor Tools & Equipment
 

  • Admitted Carriers
  • Minimum Premium $500