Areas of Focus

Norman-Spencer provides industry leading insurance services to clients and insurance buyers nationwide with over 10 proprietary in-house property and casualty insurance programs covering industries such as marine, construction, transportation, and professional lines.

Construction Practices

Marine Practices

Norman-Spencer Marine is committed to the recreational marine industry. For over 30 years, we have provided insurance risk solutions and guidance to boat dealers, boatyards, marinas and boat owners worldwide. Our commitment is not only to you, our clients, but to the industry itself. We are actively engaged in industry associations and educational conferences, and many of our team members have or currently sit as board members of some of the industry's leading trade groups.

Boat & Yacht

Watercraft Insurance

Recreational boat and yacht insurance for the boating enthusiast.


Recreational Marine

Coverage for marinas, boat dealers / repairers, shipyards and much more.

Specialty Practices