Plumbing & HVAC Contractors Wholesale Insurance Program
Plumbing & HVAC Contractors Insurance Program
The Norman-Spencer Plumbing & HVAC Contractors Insurance Program was designed for plumbing, heating, and air-conditioning contractors in all markets, including residential and repair, sheet-metal and mechanical. Plumbing and HVAC contractors make up the largest segment of the specialty contractor market in the U.S.
- A.M. Best "A+" Rated Carrier
- Available in All States, Except HI
- Illinois, New York referral basis only
General Liability
- $1,000,000 Per Occurrence
- $2,000,000 Aggregate
- $1,000,000 Products Aggregate
- $50,000 Fire Damage Legal Liability
- $5,000 Medical Expense
- $2,500 Minimum Property Damage Deductible, Per Occurrence
Special Extensions Available
- Blanket Additional Insured, full products available
- Per Job Aggregate
- Blanket Waiver of Rights
- Employers Benefits Liability
- Labor Reimbursement
- Limited Worksite Pollution Liability
Submission Requirements
- ACORD Applications
- Supplemental Application signed by Insured and Agent
- Loss Runs – 3-5 years currently valued and details of losses over $10,000
For more information on this program or to request a broker kit, please contact:
David Sommerkamp at DavidSommerkamp@norman-spencer.com, or 314.221.7154.
Brian Harrold at BrianHarrold@norman-spencer.com, or 937.432.1649.
Chris George at ChrisGeorge@norman-spencer.com, or 937.432.3506.
Becky Cooney at BeckyCooney@norman-spencer.com, or 937.432.3522.
Emil DeLuca at EmilDeluca@norman-spencer.com, or 314.542.2080.