Electrical Contractors Wholesale Insurance Program
Electrical Contractors
Insurance Program
The Norman-Spencer Electrical Contractors Insurance Program was designed to meet the unique insurance needs of electrical contractors, including foremen, journeymen, apprentices and helpers. The majority of U.S. electrical contracting industry firms are small, privately held companies.
- A.M. Best "A+" Rated Carrier
- Available in All States
General Liability
- $1,000,000 Per Occurrence
- $2,000,000 Aggregate
- $1,000,000 Products Aggregate
- $50,000 Fire Damage Legal Liability
- $5,000 Medical Expense
- $2,500 Minimum Property Damage Deductible, Per Occurrence
Special Extensions Available
- Blanket Additional Insured, full products available
- Per Job Aggregate
- Blanket Waiver of Rights
- Employers Benefits Liability
- Labor Reimbursement
- Limited Worksite Pollution Liability
Submission Requirements
- ACORD Applications
- Supplemental Application signed by Insured and Agent
- Loss Runs – 3-5 years currently valued and details of losses over $10,000
For more information on this program or to request a broker kit, please contact:
Chris George at ChrisGeorge@norman-spencer.com, or 937.432.3506.
Emil DeLuca at EmilDeluca@norman-spencer.com, or 314.542.2080.
David Sommerkamp at DavidSommerkamp@norman-spencer.com, or 314.221.7154.
Brian Harrold at BrianHarrold@norman-spencer.com, or 937.432.1649.
Becky Cooney at BeckyCooney@norman-spencer.com, or 937.432.3522.