Real Estate

Real Estate E&O

Our exclusive real estate program with an A.M. Best “A” rated (excellent) carrier provides one of the most comprehensive policy coverage forms available in the market. Coverage is available to risks whose services include Residential or Commercial Sales, Broker Price Opinions, Property Management, Leasing, Appraisal, Mortgage Brokering and Escrow.

Policy Features

  • Broad definition of Professional Services
  • Claim Expenses in Addition to Limits of Liability
  • Deductible Reduction of 50% for claims resolved through Mediation or Arbitration
  • Deductibles starting at $1,000
  • Licensee Disciplinary Proceedings Coverage
  • Security Incident-Data Breach Coverage
  • Subpoena Assistance Coverage
  • Public Relations/Crisis Event Coverage
  • Open House Coverage to Full Policy Limits
  • Lockbox Coverage to Full Policy Limits
  • Agent Owned Residential Property Coverage to Full Policy Limits
  • Environmental Hazard Coverage to Full Policy Limits
  • Discrimination Defense Coverage to Full Policy Limits
  • Policy Liberalization Clause
  • Free Extended Reporting Periods for Death, Disability or Retirement.
  • Contingent Bodily Injury/Property Damage Coverage
  • Contingent BI/PD Coverage added to every policy
  • Property Management Owned by an Insured up to 100%

Program Bonus Features

  • Automatic Renewal Option Available - Lock-In renewal premium, certain restrictions apply
  • Self Rating Instant Bindable Application

Available Endorsements

  • Independent Contractor - Individual Licensee Coverage
  • Discrimination Indemnity Coverage
  • Construction/Development Interests
  • Choice of Council
  • Mold, Mildew or Fungus
  • Residential Ownership

The Policy Features and Endorsements listed above are only intended to highlight certain coverage contained within the policy. The actual terms and conditions of these coverages are solely contained in and dictated by the policy, if coverage is bound and a policy is issued. Some features may vary by state, therefore, you should confirm with the underwriter as to which features may or may not apply.

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