Norman-Spencer

Schools

School Insurance Program

The Norman-Spencer LAT&L School Insurance Program offers a comprehensive package insurance policy for public, private and charter schools. The program is designed to provide schools with comprehensive coverage to meet their risk transfer needs.

The Norman-Spencer program was specifically designed to accommodate the varying insurance needs of schools and school districts regardless of size. Norman-Spencer has offered this insurance program for almost 20 years, and it is recognized as the best insurance program for schools and school districts available nationwide.

Program Features

• A.M. Best "A" Rated Carriers
• In-House School Insurance Underwriting Expertise
• Professional and Friendly Service
• Private Schools – All States except AK & HI
• Small Colleges – MI, OH, IL, KS, KY, TN
• Public K-12 – MI, OH, IL, KS, KY, TN, MN
• Monoline Educator’s Legal Available Nationwide

Program Coverages

• GL
• Property/Casualty
• Automobile
• Excess
• Inland Marine
• Umbrella
• Educator’s Legal Liability
• Workers’ Compensation
• Student Accident
• Sports Camps

Additionally, we offer a Tenant User's Liability Program as well as a Tenant User's Sports Liability Program.