Watercraft

Watercraft

We understand that boats and yachts deserve the attention of a marine insurance professional. That’s why Norman-Spencer has a dedicated team of marine enthusiasts, who specifically work with tens of thousands of boat and yacht insurance customers… nothing else. Our exclusive TradeWinds, AquaPac and FishOn programs give us complete pricing and underwriting flexibility. Because our team focuses specifically on marine insurance, you can expect quick quote and bind turnaround, knowledgeable review and advice, flexible pricing and underwriting, and access to the nation’s top rate marine insurance program.


It is a simple formula…Provide the broadest protection, at the lowest price available, and accommodate all boats and yachts.

TradeWinds Yacht Insurance

Power and sailing yachts 27’ and greater (and valued more than $100,000).

AquaPac Boat Insurance

From jetskis and small boats, high end waterski/wakeboard, to mid sized family runabouts and cruisers (yachts of any size under $100,000 also eligible).

FishOn Insurance

For the bass, walleye or tournament fishing enthusiast (Pro and Semi Pro welcome).

High Performance Vessels

Up to 120 MPH for V-hulls, and 160 MPH for catamarans.

MRAA Benefits

Norman-Spencer is the only endorsed insurance program for the Marine Retailers Association of the Americas. Our MRAA Rewards coverage is the #1 MRAA Rewards benefit.

Dealer Revenue Program

Referral program for dealers, yacht brokers and marinas; providing quick quotes and binds for new buyers, exclusive coverage benefits, and monthly revenue and detailed referral reports.