Recreational Marine

For over 30 years, our marine professionals have been providing insurance services to the recreational marine industry. Our agents, brokers, underwriters, and service staff are here to aid in the placement and ongoing service of nearly any marine related risk.

Eligible Classes

  • Boat Dealers
  • Yacht Brokers
  • Boat Repair
  • Boat Rental
  • Piers, Wharves and Docks
  • Marinas
  • Marine Artisans
  • Contractors
  • Charters
  • Tugs & Barges

Lines of Coverage

  • Boat Dealer Inventory Coverage
  • Piers, Wharves and Docks
  • Marina Operators Legal Liability (MOLL)
  • Protection & Indemnity (P&I)
  • Owned Watercraft
  • Property
  • General Liability
  • Commercial Auto
  • Inland Marine
  • Bumbershoot (Umbrella)
  • Crime

A proprietary program offering coverage for Boat Dealers and Marinas Nationwide. With strong carrier backing, specialized claims handling, a full suite of tailored coverage, and competitive pricing, Norman-Spencer Marine is poised to become the First Choice of the Marine industry.

  • Proprietary Program
  • Admitted Product
  • A.M. Best "A+" Rated Carrier
  • All States
  • Flexible Payment Plans

Program Features

Sure side building contents business interruption coverage

  • Equipment breakdown coverage
  • Ordnance of law
  • Debris removal
  • Marine general liability coverage (MGL)

  • Products and completed operations
  • Marina’s operators legal liability
  • Liquor Liability
  • Boat dealers coverage

  • Engine hours E&O Available
  • Boat Show Coverage
  • Demonstration
  • Piers Docks and Wharfs

  • Replacement cost evaluation
  • Debris Removal ($250,000)
  • Equipment Breakdown coverage
  • Ordinance of law