CIS (Construction Insurance Solutions)
Electrical Contractors Insurance Program
The Norman-Spencer CIS Electrical Contractors Insurance Program was designed to meet the unique insurance needs of electrical contractors, including foremen, journeymen, apprentices and helpers. The majority of U.S. electrical contracting industry firms are small, privately held companies.
- A.M. Best "A+" Rated Carrier
- Available in All States, Except HI
- Illinois, New York referral basis only
General Liability
- $1,000,000 Per Occurrence
- $2,000,000 Aggregate
- $1,000,000 Products Aggregate
- $50,000 Fire Damage Legal Liability
- $5,000 Medical Expense
- $2,500 Minimum Property Damage Deductible, Per Occurrence
Special Extensions Available
- Blanket Additional Insured, full products available
- Per Job Aggregate
- Blanket Waiver of Rights
- Employers Benefits Liability
- Labor Reimbursement
- Limited Worksite Pollution Liability
Umbrella
Up to $3,000,000 available; submit for quote.
Submission Requirements
- ACORD Applications
- Supplemental Application signed by Insured and Agent
- Loss Runs – 3–5 years currently valued and details of losses over $10,000
- 2 year job list
- Expiring declarations page and rating worksheet
Broker Kit
For more information on this program please contact:
Greg Rose at GregRose@norman-spencer.com, or 937.432.1637.